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020    9783790819984 
024 7  10.1007/978-3-7908-1998-4|2doi 
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100 1  Brunhart, Nicole. 
245 10 Individual Financial Planning for Retirement|h[electronic 
       resource] :|bEmpirical Insights from the Affluent Segment 
       in Germany /|cby Nicole Brunhart. 
260    Heidelberg :|bPhysica-Verlag HD,|c2008. 
300    |bonline resource. 
347    text file|bPDF|2rda 
490 1  Contributions to Economics, 
505 0  Introduction -- Frame of reference and conceptual approach
       for the analysis of individual retirement-specific 
       financial planning behavior -- Fundamentals of the 
       retirement system in Germany -- Retirement-specific 
       behavioral finance and derivation of benchmark behavior 
       for FP actions -- Investor retirement survey and outlook 
       on empirical analyses about individual retirement-specific
       FPB -- Empirical analyses of individual retirement-
       specific FPB -- Review of empirical research and 
       identification of suggestions for policy-makers, financial
       planners and the individual -- Conclusion. 
520    Over time, the responsibility for providing for a 
       financially secure retirement has shifted more towards the
       individual. A number of implicit assumptions about 
       perspectives, behavior, and individual choices underlie 
       this shift. These assumptions presume that individuals are
       well-informed and reason unemotionally; that they process 
       information correctly; and that they take rational 
       decisions and act to maximize their own welfare. Empirical
       evidence, however, shows that such maxims do not often 
       guide individuals' actual behavior. Building on a new 
       structure applied to insights drawn from behavioral 
       finance, this book analyzes the perspectives of 
       individuals with regard to their financial situation in 
       retirement and compares the actions they take with ideal 
       behavior. The work provides new insights into the broadly 
       defined topic of individual retirement-specific financial 
       planning behavior. The research builds on over 500 
       interviews with affluent individuals in Germany and 
       contributes to defining ways in which policy-makers, 
       financial planners, and individuals themselves can improve
       financial provisioning for retirement. 
650  0 Economics. 
650  0 Population. 
650  0 Finance. 
650  0 Aging|xResearch. 
710 2  SpringerLink (Online service) 
830  0 Contributions to Economics,|x1431-1933 
856 40 |uhttps://link.springer.com/openurl?genre=book&isbn=978-3-
       7908-1997-7|zFull text available from SpringerLink ebooks 
       - Business and Economics (2008)